Medicare Supplement

Understanding AARP Medicare Supplement Plans: Coverage and Benefits Explained

Are you exploring reliable Medicare Supplement plans? AARP Medicare Supplement plans might be the solution you’re seeking. Designed to complement original Medicare coverage, these plans offer an array of benefits and coverage options tailored to meet various healthcare needs.


What is AARP Medicare Supplement Plan?

AARP, in collaboration with UnitedHealthcare, offers Medicare Supplement plans (also known as Medigap plans) to fill the gaps left by Original Medicare coverage. These plans are standardized across most states and come in different levels, such as Plan A, Plan B, Plan C, and so forth, each providing a different set of benefits.

What does AARP Medicare Supplement Pay for?

AARP Medicare Supplement plans help cover certain out-of-pocket costs that Original Medicare doesn’t cover, like deductibles, copayments, and coinsurance. Depending on the specific plan you choose, it may also cover other expenses, such as foreign travel emergencies and excess charges from healthcare providers.

Coverage Offered by AARP Supplement Plans:

  • Hospital Expenses: Covers Medicare Part A coinsurance and an additional 365 days of hospitalization after Medicare benefits end.
  • Medical Expenses: Covers Medicare Part B coinsurance or copayment.
  • Blood: Pays for the first three pints of blood needed for a medical procedure.
  • Hospice Care: Covers Part A coinsurance or copayment for hospice care.
  • Skilled Nursing Facility Care: Covers Part A coinsurance for skilled nursing facility care.
  • Foreign Travel Emergency: Offers coverage for emergency care during foreign travels.

Benefits of Choosing AARP Supplement Plans:

  • Flexibility: Freedom to choose any doctor or specialist who accepts Medicare patients without network restrictions.
  • Predictable Costs: Helps in managing healthcare expenses by reducing unexpected out-of-pocket costs.
  • Guaranteed Renewable: Plans are guaranteed renewable, as long as premiums are paid on time.

How to Obtain AARP Medicare Supplement Plans?

To enroll in an AARP Medicare Supplement plan, individuals must be enrolled in Medicare Part A and Part B. Open enrollment typically begins when you turn 65 or first enroll in Medicare Part B. During this time, you have a guaranteed issue right, meaning you cannot be denied coverage or charged more due to pre-existing conditions.

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AARP Medicare Supplement plans provide a valuable option for those seeking enhanced coverage beyond Original Medicare. They offer peace of mind by filling the gaps in healthcare coverage, allowing individuals to focus on their well-being without worrying about substantial medical expenses.

Consider evaluating your healthcare needs and exploring the various AARP Medicare Supplement plans available to find the one that best suits your requirements.

For more information and to explore the available plans, visit the official AARP or UnitedHealthcare website or consult with a licensed insurance agent specializing in Medicare plans.

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